SBA 7(a) Variable
9.00% to 11.50%
Most common SBA loan. Variable rates adjust with prime.
Tools
Estimate your monthly payments before you apply. Results are for planning purposes only. Actual rates vary by lender.
Most common SBA loan. Variable rates adjust with prime.
Locked in at time of approval.
Faster approval, max $500,000.
Commercial real estate and major equipment.
Strong credit. Rates vary by lender.
Rates shown are maximum allowable rates set by the SBA based on the current prime rate. Actual rates depend on loan size, term, creditworthiness, and lender policies.
| Year | Principal Paid | Interest Paid | Remaining Balance |
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These results are estimates only. Actual payments depend on lender, creditworthiness, loan structure, and applicable fees. Consult with a financial professional before making borrowing decisions.
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